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A memorandum of agreement, also called a memorandum of understanding (MOU), is similar to a contract and may or may not be legally binding, depending on the terms. A seller issues a credit memorandum to a buyer after they have made a purchase in order to reduce the amount owed or cancel the transaction. A business memorandum should not be confused with a credit memo or a memorandum of agreement. Templates are available for a variety of memos, however, it’s helpful to know what you’d like to accomplish first before downloading too many options. Below you’ll find several template options that you can download for free, including an interoffice memo, confidential memo, and more. You can save time by creating a professional memo from a template. Since business memos are used less frequently and for more formal matters, as they command the attention of readers in a way that a basic email message may not. The body of a memo may include a brief opening statement, persuasive arguments to back up the provided or requested information, and a list of any attachments. Unlike a letter, a memo does not include salutations, but it does state the recipient, date, and subject as well as who is sending the memo. A memo looks similar to a business letter, which is typically a vehicle for formal external communications, but the format is slightly different. However, a business or other organization will use a memo, or memorandum, for internal communication, often when the message included is highly important and requires a formal presentation, such as notification of policy changes or organizational directives. Now that email is prevalent for business communication, memos may seem like relics of the past. Getting started with the Smartsheet API.ENGAGE Smartsheet ENGAGE brings together our global customers, experts, and partners to share their experiences, ideas, and best practices.Smartsheet events Your hub for Smartsheet events, webinars, Q&As, and user groups.Partners Learn about the Smartsheet partner program and access our partner directory.Community Explore user-generated content and stay updated on our latest product features.Help and Learning A comprehensive knowledge base, including articles, tutorials, videos, and other resources that cover a range of topics related to using Smartsheet.Content Center Articles and guides about project management, collaboration, automation, and other topics to help you make the most of the Smartsheet platform.